Our worldview does color everything we perceive. One of the best reasons for folks in groups is being able to get differing ideas and viewpoints. Which is also why we need dissidents, if everyone has the same worldview (veltanschaung, I think is the German word for it) then there aren't any new ideas showing up.
Most of the folks I know who have a lot of money use the money to work for them. There's saving which is hard since conservation of wealth has to offset inflation. If the money is invested, then it increases on it's own or buys something which increases. Kinda like buying a dozen eggs, hatching them, raising the hens and selling eggs, although there's inputs other than the initial investment along the way.
What sort of good investments are there for the not-so-wealthy? We can only make so much if we are working on a per-hour basis. We need to either get some sort of income from other people's work which seems morally unpleasant. Or have something we can rent to folks to make money, properties, heavy equipment, etc. Or invest in stocks and bonds although then folks we don't know are making decisions and choices we don't know anything about which affects the value of our investments.
If someone had $5,000 to invest, what could they do with it? If they had $10,000? What can they buy or invest in that will create more wealth?